Why Travel Insurance Is So Vital The most important thing you should do after making payment for your next trip is to arrange a simple, appropriate single trip travel insurance policy. Although with this type of policy you will just be paying for a one time trip away, you will also be covered for costs you may incur should you need to cancel any plans before your departure. (This is, of course, subject to the conditions in your policy.) Why bother? Many people ask why they should even bother with getting cover for a short holiday - nothing ever goes wrong, right? What many people fail to notice, however, is that it doesn't need to be a huge hiccup to put a major spanner in your plans. As a tourist, a small mishap that requires the need to visit to a hospital in the US can cost you a whole lot of money; or a seemingly harmless infection you catch on the ski slopes of Switzerland could see you needing urgent medical attention when stuck on a ski slope. An appropriate single trip travel insurance will cover transport to the nearest hospital, all your medical bills, the rescheduling of your air tickets to go home and any cancellation fees for hotels and flights. Unforeseen emergencies A good policy will also help you in the event you face an emergency during your trip. There are times when urgent issues arise at home and you may need to reschedule plans and flights, cancel bookings and reservations and need urgent transport to get you back home. Your policy will cover all this and get you back in the fastest possible time at the least expense. Valuables Nowadays when you travel, you almost always carry laptops, tablets, cameras, mobile phones and other expensive items. As much as you care for your belongings, there are times when you might leave something somewhere, or, worse still, fall victim to a robbery and have your belongings stolen. This is another advantage of a good single trip travel insurance as it can cover personal items lost or stolen. (Check the fine print on your policy to see how much you are covered for.) Single trip travel insurance is, of course, much cheaper than purchasing cover for multi-trips or an annual policy. However, if you only plan on one trip it is entirely appropriate and will cover you for every destination on that one particular journey. If you take out appropriate cover for your holiday you can put aside any worry about unforeseen issues that may or may not go wrong - any problems are taken care of before they even happen. Patrick Chong is the Managing Director of Insuremore. We provide low cost travel insurance and offer a range of policies including single trip travel insurance, annual, multi-trip and family insurance. For all your travel cover needs, Insuremore can help you in the quickest and most cost-efficient way.
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